Not being on the electoral roll will hurt your credit rating

Young adults risk barring themselves from the best deals

Another major supplier announces a cut in gas prices

But SSE criticised for delaying move until the end of March

‘Retry process’ saves customers from more than £200m-worth of bank charges

Account-holders have until at least 2pm to pay in sufficient cleared funds

New protection for bank customers who send money to the wrong account

But system still allows for recipients to contest any refunds

The cost of personal loans continues to fall

The trend with borrowing rates is expected to continue this year

Eon starts the latest round of energy price cuts

But analysts warn that customers should be looking to move to fixed-price tariffs

Santander hikes the fees on its popular current account

Better news for Co-op customers, who can now earn monthly rewards

‘Crash for cash’ scam sees £250,000 claim filed after 10mph collision

'Victims' carried on to a nightclub before later filing their claims

Government safety-net limit for savings has been cut

European directive means that some savers will need to move their money

Many pensioners regret not building their nest eggs sooner

The experience of older people should sound as a warning to today's workers

Rates plummet during ‘year of the mortgage’

Many new borrowers find themselves hundreds of pounds better off

Millions worried about credit-card debt going into the new year

A significant number of borrowers can't envisage ever clearing their balances

Taxman warning over self-assessment fraud attacks

This time of year is a favourite for criminals

Healthiest home-lending figures since the financial crisis

Both the number of mortgages and the amount being lent have risen dramatically

Mortgage lending enjoys a healthy month

First-time buyers and buy-to-let are the highlights